Sample: HOTMA and NSPIRE policy check
The free check we send housing authorities within 48 hours of receiving their plans.
This is a sample. Riverbend Housing Authority is fictional. HUD adjusts dollar thresholds every year; a real check uses the current figures and quotes your own plan's page numbers.
Sample with a fictional agencyHOTMA and NSPIRE policy check
Bottom line: both plans need board-adopted changes in 8 areas before January 1, 2027, when HUD starts enforcing HOTMA, and the Administrative Plan needs 2 more before February 1, 2027 for NSPIRE.
What has to change
| Area | Your plan says now | What has to change | By |
|---|---|---|---|
| Annual income | Uses the pre-HOTMA definition of annual income and the old list of exclusions | Replace with HOTMA's definition and exclusion list in both plans | Jan 1, 2027 |
| Net family assets | Counts retirement accounts as assets; no rule on self-certification | Exclude the accounts HUD now excludes; set when you accept a family's self-certification of assets and how often you verify fully | Jan 1, 2027 |
| Asset limitation | Not addressed | Adopt your policy on HUD's new asset limit and real-property test at admission and reexamination, using the discretion HUD gives you | Jan 1, 2027 |
| Interim reexaminations | Processes any income change reported within 30 days | Adopt HOTMA's thresholds: process decreases of 10% or more of adjusted income (or a lower threshold you choose), and state how you handle increases | Jan 1, 2027 |
| Deductions and hardship relief | Old elderly and disabled family deduction; 3% medical expense threshold | Update to HUD's new deduction amounts and the 10% threshold with HUD's phase-in, plus written hardship exemption policies | Jan 1, 2027 |
| Income from other programs | Not addressed | Decide whether you accept income determinations from other means-tested programs (safe harbor) | Jan 1, 2027 |
| Earned income disallowance | Describes the disallowance for new participants | Remove it for new families; HUD phased it out under HOTMA | Jan 1, 2027 |
| Errors in rent calculations | No policy | Adopt HUD's de minimis error rule and your repayment policy | Jan 1, 2027 |
| Voucher inspection standard | References Housing Quality Standards throughout | Replace with NSPIRE standards, including correction times for life-threatening deficiencies (24 hours) and other deficiencies (30 days) | Feb 1, 2027 |
| Initial and interim inspections | Written for HQS | Restate under NSPIRE, including any alternative inspection options you use | Feb 1, 2027 |
What the board has to do
Adopt one resolution approving the revised Administrative Plan and ACOP at the December meeting. Where your state or your own policy requires public notice or a comment period for plan changes, schedule it now; we draft the notice.
What we'd deliver
Both plans revised and redlined, a board memo and resolution, the public notice if you need one, and a one-page summary for staff. First draft within 10 business days of sign-up.